Wednesday, April 13, 2011

Features of Medi Claim Insurance / Health Insurance

Key Highlights
  • Health Insurance Cover for the entire family
  • Cashless facility for Hospitalisation on a 24x7 basis
  • No medical check-up for persons upto 45 years of age with clean medical history
  • Income Tax benefit under Section 80 D
  • No restriction on Room Rent / ICU Rent
  • No per illness limit
  • No loading on renewal premium in case of a claim
  • No Co-payment

Access to quality healthcare is a necessity today. The Reliance HealthWise Insurance Policy ensures your family not only receives the best health insurance but also gives the optimum value for money without compromising on the quality of medical attention.

Extra Benefits in the form of Ambulance Charges, Nursing Allowance, coverage of Pre-Existing Diseases after 2/4 years, Donor Expenses etc., are available to you depending on the Plan opted. All these value adds are provided at reasonable premium as compared to other medical insurance policies from other health insurance providers.


Key Advantages

Affordable Health Insurance Premiums 

  • With premium as low as Rs.3353 p.a. for a Sum Insured of Rs. 2 lakhs for a couple, Reliance HealthWise Policy is extremely affordable.
  • The Family Floater benefit of our health insurance policies covers the entire family, ensuring that the cover is used optimally.
  • Available for persons up to the age of 65 years.


Convenience all the way 

  • No health checkups for persons upto 45 years of age with clean medical history.
  • A 24-hour cashless facility is provided at more than 4,000 hospitals across India.


The Reliance Advantage 

  • Pre-existing illnesses covered after two years or four years (depending on the plan you choose) of continuous cover.
  • Extended cover for you and your family for pre- and post-hospitalisation expenses.
  • Renewal discounts of 5% of base premium on each claim free renewal, subject to a maximum of 20% reduction for all claim free period.
  • Reimbursement of upto 50% of the expenses incurred by proposer for required medical investigation, subject to acceptance of proposal and realization of premium cheque.



  • With the Reliance HealthWise Policy, you can avail of tax benefits under Section 80D of the Income Tax Act.

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